:root {
  --cl-bg: #f4f7f5;
  --cl-bg-deep: #1a3d32;
  --cl-surface: #ffffff;
  --cl-ink: #1a2b26;
  --cl-muted: #5a6b64;
  --cl-line: #d5e0db;
  --cl-accent: #2f6b54;
  --cl-accent-2: #245544;
  --cl-accent-soft: #e4efe9;
  --cl-blue: #4a6580;
  --cl-blue-soft: #e8eef4;
  --cl-red: #a45a5a;
  --cl-red-soft: #f3e8e8;
  --cl-ad-bg: #eef4f1;
  --cl-warning: #8a6a3a;
  --font-display: "Manrope", "Source Sans 3", "Segoe UI", system-ui, sans-serif;
  --font-body: "Manrope", "Source Sans 3", "Segoe UI", system-ui, sans-serif;
  --content-width: 44rem;
  --page-width: 74rem;
  --radius: 8px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1.02rem;
  line-height: 1.6;
  color: var(--cl-ink);
  background:
    linear-gradient(180deg, rgba(74, 101, 128, 0.05), transparent 16rem),
    linear-gradient(180deg, rgba(47, 107, 84, 0.06), transparent 22rem),
    var(--cl-bg);
  min-height: 100vh;
}

a {
  color: var(--cl-blue);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.15em;
}

a:hover {
  color: var(--cl-accent-2);
}

h1,
h2,
h3,
.section-title,
.hero-brand,
.product-card__label,
.service-card__label,
.offer-row__bank-name {
  font-family: var(--font-display);
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.015em;
}

h1 {
  font-size: clamp(1.75rem, 2.8vw, 2.35rem);
  margin: 0 0 1rem;
}

h2,
.section-title {
  font-size: 1.28rem;
  margin: 0 0 0.85rem;
  color: var(--cl-bg-deep);
}

p {
  margin: 0 0 1rem;
}

.container {
  width: min(100% - 2rem, var(--page-width));
  margin-inline: auto;
}

.prose {
  max-width: var(--content-width);
}

.site-header {
  background: linear-gradient(180deg, #204c3f 0%, var(--cl-bg-deep) 100%);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  position: sticky;
  top: 0;
  z-index: 30;
}

.site-header__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem 1.5rem;
  padding: 0.8rem 0;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  font-family: var(--font-display);
  font-size: 1.28rem;
  font-weight: 700;
  color: #f5faf8;
  text-decoration: none;
}

.brand__logo {
  display: block;
  width: 36px;
  height: 36px;
  border-radius: 9px;
  flex-shrink: 0;
}

.brand__text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
  color: #f5faf8;
}

.brand__name-accent {
  color: #9fc9b6;
}

.brand__region {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: rgba(245, 250, 248, 0.72);
  margin-top: 0.12rem;
}

.nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav a {
  display: inline-block;
  padding: 0.4rem 0.7rem;
  border-radius: var(--radius);
  color: #e8f3ee;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.92rem;
}

.nav a:hover {
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
}

.main {
  padding: 0 0 1rem;
}

.band {
  padding: 1.7rem 0;
}

.band--hero {
  padding: 2.1rem 0 1.6rem;
  background:
    linear-gradient(120deg, rgba(47, 107, 84, 0.12), rgba(74, 101, 128, 0.08) 45%, transparent 70%),
    linear-gradient(180deg, #e9f1ed, var(--cl-bg));
  border-bottom: 1px solid var(--cl-line);
}

.band--surface {
  background: var(--cl-surface);
  border-block: 1px solid var(--cl-line);
}

.band--soft {
  background: color-mix(in srgb, var(--cl-accent-soft) 70%, var(--cl-bg));
  border-bottom: 1px solid var(--cl-line);
}

.band--products {
  background: var(--cl-blue-soft);
  border-bottom: 1px solid var(--cl-line);
}

.band--tight {
  padding: 1.2rem 0;
}

.hero-brand {
  font-size: clamp(1.9rem, 4vw, 2.7rem);
  margin: 0 0 0.2rem;
  color: var(--cl-bg-deep);
}

.hero-brand span {
  color: var(--cl-accent);
}

.hero-region {
  display: inline-block;
  margin: 0 0 0.75rem;
  padding: 0.2rem 0.55rem;
  border-radius: 4px;
  background: var(--cl-red-soft);
  color: var(--cl-red);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.lead {
  color: var(--cl-muted);
  font-size: 1.05rem;
  max-width: 42rem;
}

.answer-box {
  background: var(--cl-surface);
  border: 1px solid var(--cl-line);
  border-left: 4px solid var(--cl-accent);
  border-radius: var(--radius);
  padding: 1rem 1.1rem;
  margin: 0 0 1.15rem;
}

.answer-box__label {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--cl-accent);
  margin-bottom: 0.35rem;
}

.product-tabs,
.product-grid__list,
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(15rem, 1fr));
  gap: 0.75rem;
}

.product-tab,
.product-card,
.service-card {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  padding: 1rem 1.05rem;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  background: var(--cl-surface);
  text-decoration: none;
  color: inherit;
  min-height: 6.8rem;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.product-tab:hover,
.product-card:hover,
.service-card:hover {
  border-color: var(--cl-accent);
  box-shadow: 0 8px 22px rgba(26, 61, 50, 0.06);
}

.product-tab__label,
.product-card__label,
.service-card__label {
  font-size: 1.08rem;
  color: var(--cl-bg-deep);
}

.product-tab__desc,
.product-card__desc,
.service-card__desc {
  color: var(--cl-muted);
  font-size: 0.93rem;
  line-height: 1.45;
}

.cluster-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 0;
}

.cluster-nav a {
  display: inline-block;
  padding: 0.4rem 0.75rem;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  background: var(--cl-surface);
  color: var(--cl-ink);
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 600;
}

.cluster-nav a:hover {
  border-color: var(--cl-blue);
  background: var(--cl-blue-soft);
}

/* Offers table — banki-like rows */
.offers-block__head {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: 0.5rem 1rem;
  margin-bottom: 0.75rem;
}

.offers-block__more {
  font-weight: 700;
  color: var(--cl-blue);
  text-decoration: none;
}

.offers-table {
  display: grid;
  gap: 0.65rem;
}

.offer-row {
  display: grid;
  grid-template-columns: minmax(10rem, 1.1fr) minmax(12rem, 1.6fr) minmax(10rem, 1.4fr) auto;
  gap: 0.85rem 1rem;
  align-items: center;
  padding: 1rem 1.05rem;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  background: var(--cl-surface);
}

.offer-row__bank-name {
  display: block;
  font-size: 1.02rem;
  color: var(--cl-bg-deep);
}

.offer-row__product {
  display: block;
  margin-top: 0.15rem;
  color: var(--cl-muted);
  font-size: 0.92rem;
}

.offer-row__badge {
  display: inline-block;
  margin-top: 0.4rem;
  padding: 0.15rem 0.45rem;
  border-radius: 4px;
  background: var(--cl-blue-soft);
  color: var(--cl-blue);
  font-size: 0.75rem;
  font-weight: 700;
}

.offer-row__metrics {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(5.5rem, 1fr));
  gap: 0.45rem 0.65rem;
}

.offer-metric__label {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--cl-muted);
}

.offer-metric__value {
  display: block;
  font-weight: 700;
  color: var(--cl-ink);
  font-size: 0.95rem;
}

.offer-row__summary {
  margin: 0;
  color: var(--cl-muted);
  font-size: 0.9rem;
  line-height: 1.45;
}

.offer-row__actions {
  justify-self: end;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.55rem 0.95rem;
  border-radius: var(--radius);
  font-weight: 700;
  font-size: 0.9rem;
  text-decoration: none;
  border: 0;
  cursor: pointer;
}

.btn--primary {
  background: var(--cl-accent);
  color: #fff;
}

.btn--primary:hover {
  background: var(--cl-accent-2);
  color: #fff;
}

.offers-block__note {
  margin: 0.85rem 0 0;
  color: var(--cl-muted);
  font-size: 0.85rem;
}

@media (max-width: 900px) {
  .offer-row {
    grid-template-columns: 1fr;
  }

  .offer-row__actions {
    justify-self: start;
  }
}

.native-slot {
  margin: 0;
  padding: 1rem;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  background: var(--cl-ad-bg);
}

.native-slot__label {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--cl-muted);
  margin-bottom: 0.65rem;
}

.native-slot__grid {
  display: grid;
  gap: 0.75rem;
  grid-template-columns: repeat(auto-fit, minmax(14rem, 1fr));
}

.native-slot__card {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  padding: 0.95rem 1rem;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  background: var(--cl-surface);
  text-decoration: none;
  color: inherit;
}

.native-slot__card-title {
  font-weight: 700;
  color: var(--cl-ink);
}

.native-slot__card-text {
  color: var(--cl-muted);
  font-size: 0.92rem;
}

.native-slot__card-btn {
  margin-top: 0.45rem;
  display: inline-flex;
  align-self: flex-start;
  padding: 0.45rem 0.8rem;
  border-radius: var(--radius);
  background: var(--cl-blue);
  color: #fff;
  font-weight: 700;
  font-size: 0.9rem;
}

.guide-list {
  list-style: none;
  padding: 0;
  margin: 0;
  background: var(--cl-surface);
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  overflow: hidden;
}

.guide-list li {
  border-top: 1px solid var(--cl-line);
  padding: 0.95rem 1rem;
}

.guide-list li:first-child {
  border-top: 0;
}

.guide-list a {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--cl-ink);
  text-decoration: none;
}

.guide-list a:hover {
  color: var(--cl-accent);
}

.guide-list p {
  margin: 0.35rem 0 0;
  color: var(--cl-muted);
  font-size: 0.95rem;
}

.network-links {
  margin: 0;
  padding: 1rem 1.1rem;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  background: var(--cl-surface);
}

.network-links__title {
  margin: 0 0 0.65rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--cl-muted);
}

.network-links__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.55rem;
  grid-template-columns: repeat(auto-fit, minmax(14rem, 1fr));
}

.network-links__list a {
  font-weight: 650;
  color: var(--cl-ink);
  text-decoration: none;
}

.network-links__list a:hover {
  color: var(--cl-accent);
  text-decoration: underline;
}

.network-links__hint {
  display: block;
  margin-top: 0.15rem;
  color: var(--cl-muted);
  font-size: 0.9rem;
}

.faq details {
  border-top: 1px solid var(--cl-line);
  padding: 0.85rem 0;
}

.faq details:last-child {
  border-bottom: 1px solid var(--cl-line);
}

.faq summary {
  cursor: pointer;
  font-weight: 650;
}

.faq details p {
  margin: 0.65rem 0 0;
  color: var(--cl-muted);
}

.author-card {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 0.85rem 1rem;
  align-items: start;
  margin: 0 0 1.25rem;
  padding: 0.95rem 1rem;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  background: var(--cl-accent-soft);
}

.author-card__photo {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  object-fit: cover;
  display: block;
}

.author-card__label {
  margin: 0 0 0.2rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--cl-accent);
}

.author-card__name {
  margin: 0;
  font-weight: 700;
  color: var(--cl-bg-deep);
}

.author-card__role {
  margin: 0.2rem 0 0;
  color: var(--cl-blue);
  font-size: 0.9rem;
  font-weight: 600;
}

.author-card__bio {
  margin: 0.45rem 0 0;
  color: var(--cl-muted);
  font-size: 0.92rem;
  line-height: 1.45;
}

.article-inline-figure {
  margin: 1.5rem 0;
  padding: 0;
}

.article-inline-figure img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: var(--radius);
  border: 1px solid var(--cl-line);
}

.article-inline-figure figcaption {
  margin-top: 0.45rem;
  color: var(--cl-muted);
  font-size: 0.88rem;
}

.article-body a {
  font-weight: 650;
  text-decoration-thickness: 1.5px;
  text-underline-offset: 0.18em;
}

.article-body,
.prose .article-body {
  font-size: 1.05rem;
  line-height: 1.7;
}

.article-body > p,
.prose .article-body > p {
  margin: 0 0 1.35rem;
}

.article-body > p + p,
.prose .article-body > p + p {
  margin-top: 0.15rem;
}

.article-body > h2,
.article-body > h3,
.prose .article-body > h2,
.prose .article-body > h3,
.prose > h2,
.prose > h3 {
  margin: 2.75rem 0 0.7rem;
  line-height: 1.3;
  padding-top: 0.35rem;
  position: relative;
}

.article-body > h2::before,
.prose .article-body > h2::before {
  content: "";
  display: block;
  width: 2.5rem;
  height: 3px;
  margin: 0 0 0.85rem;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--cl-accent), var(--cl-blue));
}

.article-body > h2:first-child,
.article-body > h3:first-child,
.prose .article-body > h2:first-child,
.prose > h2:first-child {
  margin-top: 0.5rem;
}

.article-body > ul,
.article-body > ol,
.prose .article-body > ul,
.prose .article-body > ol {
  margin: 0 0 1.5rem;
  padding-left: 1.35rem;
}

.article-body > ul > li,
.article-body > ol > li,
.prose .article-body > ul > li,
.prose .article-body > ol > li {
  margin: 0 0 0.65rem;
  padding-left: 0.15rem;
}

.article-body > ul > li:last-child,
.article-body > ol > li:last-child {
  margin-bottom: 0;
}

.article-body strong {
  color: var(--cl-bg-deep);
  font-weight: 700;
}

.article-body mark,
.article-body .hl {
  background: linear-gradient(180deg, transparent 45%, rgba(47, 107, 84, 0.18) 45%);
  color: inherit;
  padding: 0 0.12em;
  border-radius: 2px;
}

.article-body mark.hl--warn,
.article-body .hl--warn {
  background: linear-gradient(180deg, transparent 45%, rgba(164, 90, 90, 0.2) 45%);
}

.article-body blockquote,
.article-body .quote-block {
  margin: 1.6rem 0 1.75rem;
  padding: 1rem 1.15rem 1.05rem 1.2rem;
  border: 1px solid var(--cl-line);
  border-left: 4px solid var(--cl-blue);
  border-radius: var(--radius);
  background:
    linear-gradient(135deg, rgba(74, 101, 128, 0.08), transparent 55%),
    var(--cl-blue-soft);
  color: var(--cl-ink);
  font-size: 1.02rem;
  line-height: 1.55;
}

.article-body blockquote p,
.article-body .quote-block p {
  margin: 0;
}

.article-body blockquote p + p,
.article-body .quote-block p + p {
  margin-top: 0.65rem;
}

.article-body blockquote cite,
.article-body .quote-block__caption {
  display: block;
  margin-top: 0.65rem;
  font-style: normal;
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--cl-blue);
}

.article-body .callout,
.article-body .appeal-block {
  margin: 1.6rem 0 1.75rem;
  padding: 1.05rem 1.15rem 1.1rem;
  border: 1px solid color-mix(in srgb, var(--cl-accent) 28%, var(--cl-line));
  border-left: 4px solid var(--cl-accent);
  border-radius: var(--radius);
  background:
    linear-gradient(160deg, rgba(47, 107, 84, 0.12), transparent 60%),
    var(--cl-accent-soft);
}

.article-body .callout--warn,
.article-body .appeal-block--warn {
  border-color: color-mix(in srgb, var(--cl-red) 30%, var(--cl-line));
  border-left-color: var(--cl-red);
  background:
    linear-gradient(160deg, rgba(164, 90, 90, 0.1), transparent 60%),
    var(--cl-red-soft);
}

.article-body .callout__label,
.article-body .appeal-block__label {
  margin: 0 0 0.4rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--cl-accent);
}

.article-body .callout--warn .callout__label,
.article-body .appeal-block--warn .appeal-block__label {
  color: var(--cl-red);
}

.article-body .callout > p,
.article-body .appeal-block > p {
  margin: 0;
}

.article-body .callout > p + p,
.article-body .appeal-block > p + p {
  margin-top: 0.55rem;
}

.article-body .key-list {
  list-style: none;
  margin: 0 0 1.6rem;
  padding: 0;
  display: grid;
  gap: 0.65rem;
}

.article-body .key-list > li {
  margin: 0;
  padding: 0.75rem 0.9rem 0.75rem 0.95rem;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  background: var(--cl-surface);
  box-shadow: inset 3px 0 0 var(--cl-accent);
}

.article-body .key-list > li strong {
  display: inline;
}

.article-cover {
  margin: 0 0 1.25rem;
  padding: 0;
  border: 1px solid var(--cl-line);
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--cl-surface);
}

.article-cover__img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}

.site-footer {
  margin-top: 0;
  background: var(--cl-bg-deep);
  color: rgba(243, 251, 247, 0.78);
  padding: 2rem 0 2.5rem;
  font-size: 0.92rem;
}

.site-footer a {
  color: #b7d7c8;
}

.site-footer a:hover {
  color: #fff;
}

.site-footer__network,
.site-footer__products {
  margin: 0 0 0.75rem;
  line-height: 1.75;
}

.home-portal__hero .answer-box,
.home-portal__hero .lead,
.home-portal__hero h1,
.home-portal__hero .hero-brand {
  max-width: var(--content-width);
}